Maryland Insurance News
Erik L. Anderson Insurance Agency
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How Major Life Events Impact Your Insurance Needs
Nov 12 2024 Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in... more ›Cybersecurity Implications of AI: Protecting Your Business
Oct 28 2024 As artificial intelligence (AI) continues to revolutionize industries, its integration into business operations has become almost inevitable. AI offers substantial benefits in efficiency, decision-making, and automation,... more ›Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage
Oct 16 2024 When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your... more ›When to Consider Commercial Umbrella Insurance
Sep 25 2024 In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. This is where Commercial Umbrella Insurance comes into play, offering an... more ›Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road
Sep 9 2024 Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From... more ›Protecting Data and Privacy for Remote Workers: Cybersecurity Tips and Best Practices
Aug 22 2024 The shift towards remote work has introduced numerous benefits for businesses worldwide, including increased flexibility and reduced overhead costs. However, this shift also presents new challenges in data security and... more ›Insurance Considerations for Newlyweds: Merging Policies and Coverage
Aug 6 2024 Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your... more ›How to Leverage Telematics to Improve Commercial Driver Safety
Jul 23 2024 In the commercial auto industry, safety is paramount. Not only does it concern the well-being of drivers and the public, but it also significantly impacts operational costs and company reputation. With advancements in... more ›Avoiding Common Home Insurance Claims During Renovations
Jul 8 2024 Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common... more ›Does Your Business Need Workers' Compensation Insurance?
Jun 17 2024 Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. This insurance covers medical costs, rehabilitation, and lost wages for... more ›Essential Fire Safety Tips for Your Home
Jun 5 2024 Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right... more ›Insurance Considerations for Home-Based Businesses
May 21 2024 The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful... more ›Help Keep Teen Drivers Safe with Telematics
May 6 2024 As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential.... more ›Help Protect Your Employees With Workers’ Comp
Apr 15 2024 Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about... more ›The Essential Guide to Creating a Home Inventory: Why and How
Apr 1 2024 In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner... more ›Help Protect Your Rental Property with These Smart Devices
Mar 18 2024 If you own a rental property - whether a long-term one or a short-stay place you rent out to vacationers - you want to treat it like a business, as it provides income for you. Here are six smart devices that can help... more ›Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims
Mar 5 2024 Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance... more ›Tips to Help Protect Your Business From Online Fraud
Feb 19 2024 With the increase in online business operations and employees working from home, companies are at greater risk of internet fraud. To help keep your business from what could be a potentially ruinous incident, follow... more ›How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims
Feb 6 2024 If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips.... more ›Tips for Hiring Remote Workers for the First Time
Jan 22 2024 Remote work is rapidly becoming a business model for the future. If your company has never hired remote workers before, here are some expert tips to help set you up for success and protect your business too. Determine... more ›Top Home Improvement Projects That Can Increase Your Home Value
Jan 4 2024 When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations... more ›Is It Time to Review Your Business Insurance Policy?
Dec 18 2023 Whether you’re a small startup or a large enterprise, you no doubt have business insurance to protect your investment and hard work. It’s easy, however, to operate on autopilot without assessing your insurance coverage... more ›Preparing Your Teen Driver for Different Road Conditions and Situations
Dec 4 2023 If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their... more ›Tips for Managing Your Business’s Online Reputation
Nov 21 2023 Reputation management and its cousin, brand reputation management, are essential these days if your business has an online presence. Here are a few ways you can help protect your company’s reputation both on a regular... more ›How to Winterize and Properly Store Your Boat
Nov 7 2023 Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other... more ›What to Consider When Expanding Your Business Out of State
Oct 16 2023 If you’re opening a branch of your company in another state, congratulations! That means your business is thriving. Here are four important considerations to mull over as you expand. What Does Commercial Property Cost?... more ›Save Money With These Smart Home Devices That Make Your Home Safer
Oct 2 2023 Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer... more ›Avoid Costly Liability and Damage Claims: A Maintenance Checklist for Rental Homes
Sep 20 2023 Owning rental properties is a fantastic investment and a great source of regular income. You can safeguard your profit margins by reducing insurance claims for damages and liabilities. Use this checklist to make sure... more ›Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer
Sep 12 2023 If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The... more ›The Role of Artificial Intelligence in Business: Opportunities and Challenges
Aug 21 2023 Artificial intelligence has been taking the business world by storm lately, especially with the recent releases of new AI software. Would using AI be a good decision for your business? Let’s look at the pros and cons.... more ›Defensive Driving Techniques to Avoid Accidents and Insurance Claims
Aug 7 2023 If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid... more ›How to Create a Business Continuity Plan to Help Protect Your Investment
Jul 24 2023 Smart businesses have a plan in place to get up and running and protect their data if the worst happens. Here’s how to build a business continuity plan in case your company needs to deal with a catastrophe. Assess Your... more ›What to Look for When Buying a House to Avoid Unnecessary Insurance Claims
Jul 7 2023 If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims... more ›Maintenance Checklist for Rental Homes
Jun 16 2023 Owning rental properties is a fantastic investment and a great source of regular income. You can safeguard your profit margins by reducing insurance claims for damages and liabilities. Use this checklist to help avoid... more ›Benefits of Safe Driving Apps
Jun 2 2023 Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ... more ›What to Look for When Hiring Safe Drivers
May 19 2023 If you’re hiring someone who will be doing a lot of driving for your business, you want to find someone who will maintain a stellar safety record. Avoiding accidents is essential, as it may reduce your risk of liability... more ›4 Water-Saving Tips for Your Garden
May 5 2023 Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving... more ›The Importance of Cyber Liability Insurance for Small Businesses
Apr 21 2023 Small businesses today face many of the same challenges that larger ones do, and they're vulnerable to many of the same risks as well. One increasing danger for small businesses is cyber liability, because they're... more ›The Importance of Uninsured and Underinsured Motorist Coverage
Apr 7 2023 Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to... more ›Energy Efficient Landscaping for Your Commercial Property
Mar 17 2023 With increasing energy costs, businesses are always on the lookout for ways to save money. Did you know that you can cut heating and cooling expenses by strategically landscaping your commercial property? Here are four... more ›Keep Your Home Safe While on Vacation
Mar 3 2023 Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water... more ›How to Save Money on Commercial Auto Insurance
Feb 17 2023 Commercial auto insurance is a must if you or your employees use vehicles for work. While this costs money upfront, it can save you in the long run. Just one bad accident without sufficient coverage can expose your... more ›Who Needs Life Insurance and How Much Do You Need?
Feb 3 2023 It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have.... more ›How to Shop for Multiple Business Insurance Products
Jan 20 2023 If you’re starting up or buying a new business, it’s vital to have the right insurance coverage to protect your investment and your employees’ livelihoods. But it can be confusing shopping for multiple business... more ›Family Emergency Preparedness Checklist
Jan 6 2023 It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would... more ›Commercial Building Fire Safety Checklist
Dec 16 2022 As the owner or property manager of a commercial building, your fire safety protocols can mean the difference between life and death. Here’s a checklist to help you ensure your commercial property stays safe for... more ›What to Check Before Buying a Used Car
Dec 2 2022 With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s... more ›Commercial Property Maintenance Checklist
Nov 18 2022 If you own or manage a commercial property, you may be able to reduce headaches, expenses, and safety issues by properly maintaining the structure and grounds. Here’s a commercial property maintenance checklist to get... more ›Should I Notify My Insurance Company About a New Puppy?
Nov 4 2022 Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some... more ›Heading Back to the Office? Help Your Team Adjust
Oct 21 2022 If your team has been working remotely for the last few years due to the pandemic, you may be returning to the office now that the situation has changed. To help your group adjust, here are five expert tips. Start With... more ›How to Choose the Right Smart Security Camera
Oct 7 2022 A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera... more ›Avoid These Common Business Insurance Mistakes
Sep 16 2022 If you own a business, no matter what size it is, you most likely need business insurance. However, just because you have commercial insurance doesn’t mean you always have the right protection. Here are four of the most... more ›Things to Know When Shopping for Home and Auto Insurance
Sep 2 2022 If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should... more ›Why Do I Need Business Insurance?
Aug 19 2022 Many startups and small businesses often forgo business insurance to save money. However, this can backfire and actually cost you more in the long run - without the protection business insurance affords. Here’s why... more ›Grill Safely With These Outdoor Cooking Tips
Aug 5 2022 Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to... more ›Landlord Insurance vs. Renters Insurance
Jul 22 2022 If you’re confused by all the different types of insurance available today, you're not alone. Learn the difference between landlord insurance and renters insurance so you can get the coverage that’s right for you. What... more ›Simple Household Pest Control Methods
Jul 8 2022 No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent... more ›Five Commonly Overlooked Business Insurance Vulnerabilities
Jun 17 2022 Smart business owners have business insurance, no matter how big or small their company is. But do you have all the coverage you need? Here are five places where business owners often find themselves lacking in... more ›Landscape Maintenance Tips for Your Yard
Jun 3 2022 You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order... more ›Rental Property Insurance Basics
May 20 2022 If you own a rental property, it’s no doubt a source of income for you. Therefore, you want to protect your property with the right insurance coverage. Read on to learn why you likely need rental property insurance,... more ›Avoiding Water Issues in Your Home
May 6 2022 Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew... more ›Safety Tips for Company Vehicles
Apr 15 2022 Whether you have one company car or an entire fleet of vans, you want to make sure you’re taking the right safety steps. Follow these tips to reduce accidents, keep employees safe, and protect your business vehicles. ... more ›Commonly Overlooked Spring Cleaning Tasks
Apr 1 2022 Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While... more ›Energize the Office with These Energy-Saving Tips
Mar 18 2022 No matter what size office your business occupies these days, it seems like energy costs are going up, up, up. Here are some tips on how you can save money and help the environment. Perform Regular Maintenance Checks on... more ›Upgrading Your Windows - How to Choose What's Best for Your House
Mar 4 2022 You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,... more ›Do I Need Business Insurance for My Small Business?
Feb 18 2022 If you own a small business, especially if you work alone, you may think you don’t need business insurance. But actually, without this protection, you could be opening yourself up to a world of liabilities. Here’s what... more ›Tips for Saving Money on Heating and Cooling Your Home
Feb 4 2022 If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills... more ›Helpful Ways to Support Your Remote Employees
Jan 21 2022 The remote work model of the last few years is shaping up to be the wave of the future. Follow these tips to support your remote employees, whether it’s for a few months as needed or as a permanent new business model. ... more ›How to Evaluate and Choose Energy-Efficient Appliances
Jan 7 2022 Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know... more ›6 Ways to Improve Employee Mental Wellbeing and Satisfaction
Dec 17 2021 Work consumes a huge chunk of most people’s lives. As such, a healthy and positive work environment is vital for employee mental health and business success. Luckily, more companies are now bringing mental health to the... more ›How to Choose Smoke and Carbon Monoxide Detectors
Dec 3 2021 Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom... more ›How to Scale Your Insurance as Your Business Grows
Nov 19 2021 As your business grows, so do its associated risks. Whether you are offering new products, increasing your headcount, expanding your operational structure, or shifting to a new location, all these moves come with... more ›How to Make a Fire Safety Plan
Nov 5 2021 No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn... more ›5 Safety Tips to Reduce Workplace-Related Injuries
Oct 15 2021 As a business owner and employer, it is your moral and legal obligation to keep your employees safe and healthy at all times. Despite your intentional efforts to keep their work environment as safe as possible,... more ›How to Decide If Solar Panels Are Right for Your Home
Oct 1 2021 Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you... more ›5 Basic Coverage Options New Businesses Should Consider
Sep 17 2021 Businesses are exposed to many different types of risks. A single, unfortunate incident or lawsuit can cause your business to crash before it can even get off the ground. Luckily, there is a wide range of business... more ›How Independent Agents Are Different from Captive Agents
Sep 3 2021 When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not... more ›Benefits of Using a Dash Cam
Aug 6 2021 More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are... more ›Swimming Safety: 10 Tips for Summer
Jul 2 2021 Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and... more ›Why You May Need Personal Offense Coverage
Jun 4 2021 In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,... more ›Inexpensive Fixes for a Safer Home
May 7 2021 Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can... more ›Why a basic Homeowners policy isn’t always enough
Apr 2 2021 Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage... more ›10 Tips to Help Prevent Identity Theft
Mar 5 2021 Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re... more ›Own a home? Here are two policy options you should know about
Feb 5 2021 If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two... more ›Porch Safety: Should You Leave the Lights On?
Jan 8 2021 It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this... more ›Don’t Delay — Start Thinking About Winterizing Your RV Today
Dec 4 2020 Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you... more ›10 Things to do to Prepare Your Home for Fall
Nov 6 2020 Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and... more ›It’s Back-to-School Time — Is Your House Ready?
Oct 2 2020 We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t... more ›Tips for Power Tool Safety
Sep 4 2020 What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use... more ›What is water backup coverage and why is it important?
Aug 7 2020 Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially... more ›How to Update your Home — Without Spending Thousands
Jul 10 2020 It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can... more ›I Just Bought a New Car. What Insurance Coverage Do I Need?
Jun 5 2020 Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off... more ›Keep Your Pets Safe in a Disaster
May 1 2020 A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a... more ›Why You Need Service Line Coverage
Apr 3 2020 Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about... more ›What to Consider When Choosing Auto Insurance
Mar 6 2020 Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an... more ›5 Carbon Monoxide Safety Tips
Feb 7 2020 Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO... more ›When Roadside Assistance Isn’t Enough
Jan 3 2020 If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in... more ›How to Protect Your Classic Car
Dec 6 2019 The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,... more ›Why You Might Want to Live Like a Minimalist
Nov 1 2019 Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the... more ›What Car Drivers Need to Know about Motorcycles
Oct 4 2019 Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not... more ›How to Ride Your Motorcycle Safely in a Group
Sep 6 2019 Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to... more ›Five Tips to (Finally) Get your Garage Organized
Aug 2 2019 There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How... more ›How to Make Your Family Vacation a Great One
Jul 12 2019 Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You... more ›Boating Season is Here – Are You Up to Speed on Safety?
Jun 7 2019 With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip... more ›Three Ways to Lower Your Carbon Footprint
May 3 2019 April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”... more ›Spring Cleaning Tips
Apr 5 2019 Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful... more ›Home Security Technology: Keeping you ahead of the burglars
Mar 1 2019 Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were... more ›Looking at a new piece of jewelry? Make sure to look at your insurance, too
Feb 1 2019 Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other... more ›Is your home as efficient as it could be? An energy audit can tell you
Jan 4 2019 Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S.... more ›Keep Pets Happy and Safe on Vacation
Dec 7 2018 You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and... more ›Five Common (and Potentially Costly) Homeowner Mistakes
Nov 2 2018 Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time... more ›Five Ways to Protect Your Personal Electronic Data
Oct 5 2018 Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we... more ›Let's Keep Our Lawns and Ourselves Safe
Sep 7 2018 For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for... more ›6 Tips for Getting to Work on Two Wheels
Aug 3 2018 Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of... more ›Essential Safety Tips for Nighttime Boating
Jul 6 2018 If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,... more ›Summer Driving Tips
Jun 1 2018 Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and... more ›Protecting Your Home: Understanding Your Home Insurance Policy
May 4 2018 As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more... more ›Do I Need to Tell My Insurance Company If My Dog Bites Someone?
Apr 6 2018 You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for... more ›Protect yourself from Carbon Monoxide at Home and at Work
Mar 2 2018 Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem... more ›Insuring Jewelry: How to Know if Your Coverage is Enough
Feb 2 2018 A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling... more ›Tips for Buying a Safe Car
Jan 5 2018 You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone).... more ›Why Today’s Homes Burn Faster
Dec 1 2017 From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and... more ›How to Lower Your Auto Insurance Bill
Nov 3 2017 It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad... more ›Do You Need Umbrella Insurance?
Oct 6 2017 One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could... more ›Three Ways a Pool May Affect Your Homeowners Insurance
Sep 8 2017 That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a... more ›Easy to Forget Cleaning Projects
Aug 4 2017 As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects... more ›Heavy Rain? Be on the Lookout for Heavy Damage
Jul 7 2017 Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many... more ›Want a Safer Home? Consider these Inexpensive Fixes
Jun 2 2017 Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can... more ›Help Your Dog Love Apartment Living
May 5 2017 Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t... more ›Love Bites – Get Umbrella Coverage
Apr 7 2017 In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be... more ›Teen Driving Safety
Mar 3 2017 Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car... more ›Car Shopping With Safety in Mind
Feb 3 2017 You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,... more ›7 Driving Habits That Are Bad for Your Car
Jan 6 2017 No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,... more ›Burglary Prevention: Should You Leave the Lights On?
Dec 2 2016 It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this... more ›Which Home Alarms Do You Need?
Nov 4 2016 Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your... more ›Device Insurance: Cover Your Personal Electronics With the Policy You Already Have
Oct 7 2016 It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in... more ›How to Deal With Road Rage
Sep 2 2016 Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations... more ›Safety Tips for Your Summer Swims
Aug 5 2016 When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for... more ›Safety Tips for Summer Thrill Seekers
Jul 1 2016 The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it... more ›What Should Go in Your Home Safe (or Safe-Deposit Box)?
Jun 3 2016 Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your... more ›The Type of Fire Extinguisher Every Home Should Have
May 6 2016 A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is... more ›Navigate Rainy Roadways With Care
Apr 1 2016 It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after... more ›Identity Protection Tips for Tax Season
Mar 4 2016 What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them... more ›What to Do After a Car Accident in Winter
Feb 5 2016 Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to... more ›How to Avoid Animal-Vehicle Collisions
Jan 8 2016 About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S.... more ›Thrifty Security: Burglar-Proof Your Home for the Holidays
Dec 4 2015 It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way... more ›Safe, Secure Shopping: Tips for Black Friday
Nov 6 2015 It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own... more ›Your Home Maintenance Checklist for Fall
Oct 2 2015 Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the... more ›4 Ways to Help All Children Have a Great School Year
Sep 4 2015 It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,... more ›Keep Cool While Keeping Your Energy Costs Down
Aug 7 2015 Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may... more ›Tips for a Safe Fourth of July — From Food to Fireworks
Jul 2 2015 Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)... more ›Commuting by Bike: How to Get to the Office on Two Wheels
Jun 5 2015 There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long as... more ›Getting Your Boat Out of Storage and Into the Water
May 1 2015 Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do... more ›Spring Into Home Maintenance Mode in Maryland
Apr 3 2015 Spring is a time for rejuvenation, and, as the weather gets warmer here in Essex, Maryland, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing and... more ›How to Create Your First Garden This Spring
Mar 6 2015 From genetically modified crops to the environmental and health effects of pesticides, more and more Maryland residents are questioning whether they should grow what they eat. Wherever you stand on the issues... more ›Helping Seniors Have a Wonderful Winter
Feb 6 2015 Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Maryland, it may be a good time of the year to provide... more ›The Right Tires for Winter Driving
Jan 9 2015 It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference... more ›Holiday Safety Tips for Your Four-Legged Friends
Dec 5 2014 As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let... more ›Make Home Safety a Priority While You’re Away for the Holidays
Nov 7 2014 The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while... more ›Essential Safety Tips for Nighttime Boating
Oct 3 2014 If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,... more ›5 Tips for Organizing Your Home for the New School Year
Sep 5 2014 Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's... more ›Celebrate National Night Out With Your Neighbors
Aug 1 2014 In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),... more ›Make Recycling and Reducing Routine
Jul 11 2014 "Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and... more ›Protect Your Most Cherished Possessions
May 30 2014 If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or... more ›Keep Water from Going Where it Shouldn't
May 2 2014 One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Erik L. Anderson Insurance, we know you want to protect what's important. That's why we're offering these... more ›A Little Extra Caution Can Go a Long Way While Driving at Night
Apr 4 2014 While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%... more ›Home Security Tips
Mar 10 2014 Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement... more ›Five Sure-Fire Ways to Get Your Car Stolen
Feb 7 2014 Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Erik... more ›Protect Your Family From the "Silent Killer"
Jan 3 2014 Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself... more ›Make Sure Your Pets Travel Well for the Holidays
Dec 6 2013 The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Maryland. If you are gearing up to travel and... more ›Make Football Season Fun and Safe
Nov 1 2013 Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Maryland. Football brings with it a whole host of seasonal activities... more ›A Different Season Means Different Dangers For Motorcyclists
Oct 4 2013 Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at... more ›Back to School Safety Reminders
Sep 6 2013 The end of summer in Maryland means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra... more ›Flood Insurance - What You Should Know
Aug 1 2013 You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Erik L. Anderson Insurance we want you to... more ›When Things go BOOM in the Night - Fireworks Safety
Jul 1 2013 For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in... more ›Do You Own a Classic Car of the Future?
Jun 3 2013 There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting... more ›A Time to Celebrate Mothers
May 1 2013 As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Erik L. Anderson Insurance, we thought it would be fun to give... more ›It's Time for Spring Cleaning!
Apr 1 2013 Spring is a time of new beginnings in Maryland - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Erik L. Anderson Insurance, some of... more ›Get Ready to Safely 'Spring Forward'
Mar 1 2013 Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Erik L. Anderson Insurance want to remind you it's also a great... more ›Be the Pinnacle of Health & Wellness This Winter
Feb 1 2013 It goes without saying that keeping yourself and your family healthy through the winter months in Maryland can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around colds... more ›Protect Your Motorhome and RV From the Cold
Jan 2 2013 If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Erik L. Anderson Insurance wish you a safe journey - and... more ›Make Sure Your Holidays Stay Happy … and Safe
Dec 3 2012 You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Erik L. Anderson Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays... more ›Tips for Preparing for Your Holiday Driving Trip
Nov 1 2012 Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Essex... more ›Halloween Safety: Be Ready When the Little Goblins Come Out
Oct 2 2012 It's a night full of treats for both kids and adults in Essex. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that... more ›When the Kids Head for College, Put “Insurance 101" on Your Class List
Sep 5 2012 It's an exciting time when your child heads off to college. Whether they're attending school in Maryland or have moved all the way across the country, there were a ton of things to get done last month, but did you... more ›Get the Most Out of Your RV This Summer
Aug 1 2012 There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Erik L. Anderson Insurance Agency wants you to get the most out of your travels.... more ›Make Your Vacation a Great One
Jul 2 2012 Whether you're planning a trip to a local attraction in Maryland this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day... more ›A Home Inventory Will Help You Know What You Own
Jun 1 2012 Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Maryland, you may own much more... more ›Safety Tips for Your Boat Trailer
May 1 2012 When purchasing a trailer in Maryland or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft.... more ›Be Safe on Your Motorcycle
Apr 2 2012 To stay safe on Essex streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Erik L. Anderson Insurance cares about your safety - so keep these helpful tips in mind when... more ›Spring is Coming!
Mar 1 2012 With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with... more ›Prepare for Driving In Bad Weather Before You Hit the Road
Feb 1 2012 Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in Maryland. Erik L. Anderson Insurance wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of... more ›Is Your Home Energy Efficient?
Dec 13 2011 Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Maryland, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you like... more ›
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